จำนำรถ ผ่อนอยู่, it means that the borrower has failed to make one or more scheduled payments on the mortgage loan as per the terms of the loan agreement. In other words, the borrower has fallen behind on their mortgage payments.
Here are some key points to understand about mortgage arrears:
- Missed Payments: Mortgage arrears occur when a borrower fails to make the required monthly mortgage payments by their due dates. This can happen for various reasons, including financial difficulties, job loss, unexpected expenses, or personal circumstances.
- Impact on Borrowers: Falling into mortgage arrears can have serious consequences for borrowers. It can lead to late payment fees, penalties, and additional interest charges, increasing the overall cost of the loan. Additionally, it can damage the borrower’s credit score and creditworthiness, making it harder to obtain credit in the future.
- Lender’s Response: When a mortgage goes into arrears, the